As reported in the IDC press release (found here):

IDC announced today the Indonesia winners of the second IDC Digital Transformation Awards (DXa) at the Indonesia Digital Summit 2018. Directorate General of Taxation was named 2018 “Digital Transformer of the Year” with OVO, DBS Bank Indonesia, FinAccel, Tokopedia and Bank Rakyat Indonesia also recognized as the winners for Digital Disruptor, Omni-experience Innovator, Information Visionary, Talent Accelerator and Operating Model Master respectively. UNIKA Atma Jaya’s Danny Natalies was named DX Leader of 2018 for Indonesia.

IDC DXa honors the achievements of organizations that have successfully planned and executed transformation across one or multiple areas of their business through the application of digital and disruptive technologies. All the seven Indonesia winners will represent the country to go head-to-head with winners from other Asia Pacific countries at the regional finals in Singapore on 25th October. These winners have distinguished themselves in terms of business transformation initiatives across one or more of the five DX masteries to transform and disrupt the market in Indonesia.

FinAccelKredivo named as Information Visionary of the Year. With the mission to promote financial inclusion in the country, FinAccel through Kredivo is leveraging deep data analytics and machine learning to automate the credit risk process. Kredivo offers instant credit financing to underbanked users through its smartphone application. Since its launch Kredivo has become an alternative for smartphone users to get instant access to credit by leveraging an operating model that highly values transparency, convenience, and fairness for its customers.